Money worry

I was saying last week that I love to read blogs and news stories (especially finance related ones) - it's almost an addiction really. While reading today I found an article talking about lenders not passing on Interest cuts for their Mortgage products. I think that this is terrible really. Imagine the official interest rate falling, but your lender decides that it is not going to cut their rates to make another few million. We give these big lenders our loyalty and what do we get? Jacked up fees and sloppy customer service. If my lender didn't cut fees with the official interest rate falling I would be looking for a new lender!